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Insurance

Life Insurance Needs Calculator

Get a quick estimate of how much life insurance coverage you may need based on your income, debts, dependants, and financial goals.

Income Replacement

Your yearly income before taxes

$

How long your family would need support

Debts & Obligations

Remaining balance on your mortgage

$

Car loans, credit cards, student loans, etc.

$
Additional Needs

Funeral, legal fees, etc.

$

Total amount for children's education

$
Existing Resources

Through employer or existing policies

$

Savings, investments, etc.

$

Estimated Coverage Needed

Fill in the form and click Calculate Coverage to see your results.

Disclaimer

This calculator is provided for educational and informational purposes only and does not constitute financial, insurance, or professional advice. Results are rough estimates based on simplified assumptions and may not reflect your individual circumstances. Life insurance needs vary significantly based on personal factors not captured by this tool.

This tool was created by Jeremie Joseph Bornais, a licensed life insurance agent in Ontario, Canada. While Jeremie is available for personalized service, this tool is not a substitute for individual advice. Please consult Jeremie directly or another qualified professional before making any insurance decisions.

Privacy: All calculations are performed entirely in your browser. No personal or financial data is collected, stored, or transmitted to any server.