100% Browser-Based · No Data Collected
Privacy-first financial tools for Canadians
Free calculators and planning tools built for residents of Ontario, Canada. Every calculation runs entirely in your browser. Your data never leaves your device.
Tools
More tools coming soonOntario Mortgage Calculator
Calculate your Canadian mortgage payment using the correct semi-annual compounding formula, CMHC insurance premiums, Ontario Land Transfer Tax, and first-time buyer rebates.
Open tool InsuranceLife Insurance Needs Calculator
Estimate how much life insurance coverage you may need based on your income, debts, dependants, and financial goals.
Open tool DebtDebt Snowball vs. Avalanche
Compare the two most popular debt repayment strategies. Enter your debts and an extra monthly payment to see which method saves you more money or time.
Open toolBuilt by a licensed professional
These tools were created by Jeremie Joseph Bornais, a software developer and licensed life insurance agent in Ontario, Canada. The goal is to make financial estimates simple and accessible without collecting any of your data. These tools are for informational purposes only and do not constitute personalized service.
Your privacy is our priority
Every tool on this site runs entirely in your browser. We do not use cookies, analytics, or tracking scripts. No data is ever sent to a server. Your financial information stays on your device, always.